Well Thanksgiving is getting closer each day. My preparations are in full swing. I'M ABOUT TO EXPLODE WITH JOY!
For the last couple of paychecks, I've been stocking up on certain items necessary for my big family Thanksgiving extravaganza - you know, stuff that will go in the freezer or in the pantry. I didn't want to have a heart attack at the last minute with an enormous grocery bill that threatened to put me in the hospital.
So for the last two weeks I've been composing my final grocery push. Took up a freaking entire page. I estimated about how much I should spend just so I was mentally prepared.
After taking my son down to see his dad for the weekend, I decided to go ahead and get the grocery shopping done tonight instead of tomorrow to avoid trying to maneuver an overstuffed cart through the maze that is Wal-mart. Saturday shopping is stressful enough without throwing that into the mix.
I was a little concerned about any freezer items. After the last grocery trip there wasn't an inch to spare in my freezer. We've been trying to eat as much chicken and steak as humanly possible the last two weeks in order to free up a little space. Looking into my cart tonight had me a little worried. I need that new extra fridge/freezer yesterday.
The loaves of bread kept falling off the piled up cart in my final run to the registers. Really needed my son around to help pull while I pushed. Somehow I managed. Think there were a few snickers as I lumbered along - the jerks!
Unloading onto the treadmill took about thirty minutes - well, maybe that's a slight exaggeration, but the poor cashier was trying to find floor space to put the full bags before I even had my cart emptied at the other end.
I dreaded the total, but thought I just had to be pretty close to my estimate. When I shop, I have a tendency to keep a mental calculation going in my head of the approximate amount I'm spending. Hey, after all these years I can almost determine based upon how full my cart is and how many above average items I throw in.
To my delight the total came to $9.20 less than I had anticipated. Didn't blow my budget. I'm not skimping on anything either. We're going to be eating GOOD!
Can I hear a hallelujah?
Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts
Friday, November 14, 2008
Monday, May 12, 2008
The Family Budget
The last couple of days have found me busy! My family has kept it that way. After the big choir performance Thursday night, I entertained my parents for a couple of days. Then we had our relaxing Mother's Day (I believe a holiday especially for mothers should include relaxation time for said mothers). Then I got busy working up a budget for a young mother with whom I spend time. It brought back memories.
This young lady is seeking to get out on her own and get a place just for herself and her son. No matter how small an income, every adult child benefits greatly from experiencing life on their own. Having a young child, though, does provide for a few security issues to consider, so rent plays a major factor. When I looked around for an apartment all those years ago, I made sure to check out the parked cars, people milling about, and ask about families around the complex. Comfort and security is worth paying for, and I ended up blowing almost an entire paycheck every month just in rent. Of course that meant I had to make up for it in others areas of my budget. Sacrifices require commitment - that's one point I'm trying to get across.
There are quite a few things she's doing right on her own. While she has the opportunity, she's setting aside funds from every paycheck to cover deposits, first month's rent, and to provide for a cushion in the event of emergency. She's also taken to purchasing some items needed for starting up a new household. That alone gets quite expensive.
When I started out as a single mother, I had the benefit of having already experienced a few years out on my own. Household goods were readily available, and I had a stable, full-time job. But having a child brings all sorts of unexpected expenses, time constraints, and worries that you just cannot account for. However, the flip side is that if one stays where it is always safe, you never get the benefit of truly experiencing all life has to offer. Our children need to know that mommie and/or daddy can take care of them. That means they don't always have the best or newest of everything, but that their needs are provided for and plenty of hugs are dispensed. Having family around can also be a blessing.
Just remember - love is free and is always readily replenishable.
This young lady is seeking to get out on her own and get a place just for herself and her son. No matter how small an income, every adult child benefits greatly from experiencing life on their own. Having a young child, though, does provide for a few security issues to consider, so rent plays a major factor. When I looked around for an apartment all those years ago, I made sure to check out the parked cars, people milling about, and ask about families around the complex. Comfort and security is worth paying for, and I ended up blowing almost an entire paycheck every month just in rent. Of course that meant I had to make up for it in others areas of my budget. Sacrifices require commitment - that's one point I'm trying to get across.
There are quite a few things she's doing right on her own. While she has the opportunity, she's setting aside funds from every paycheck to cover deposits, first month's rent, and to provide for a cushion in the event of emergency. She's also taken to purchasing some items needed for starting up a new household. That alone gets quite expensive.
When I started out as a single mother, I had the benefit of having already experienced a few years out on my own. Household goods were readily available, and I had a stable, full-time job. But having a child brings all sorts of unexpected expenses, time constraints, and worries that you just cannot account for. However, the flip side is that if one stays where it is always safe, you never get the benefit of truly experiencing all life has to offer. Our children need to know that mommie and/or daddy can take care of them. That means they don't always have the best or newest of everything, but that their needs are provided for and plenty of hugs are dispensed. Having family around can also be a blessing.
Just remember - love is free and is always readily replenishable.
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